Powered by Diamond Banc ยฉ

Sell or Borrow
Using Your Jewelry

Fast, straightforward jewelry-secured loans tailored to you.

Modernizing Jewelry Secured Lending

Why PawnJewelry.com?

Fast and Hassle-Free Pawn Process

Diamond Banc offers a fast, simple pawn process through a user-friendly online platform, allowing for easy item submission and eliminating the delays of traditional pawn transactions.

High Value for Your Jewelry

Diamond Banc’s expert team guarantees maximum value for your diamonds, jewelry, gold, and luxury watches with transparent, fair appraisals.

Powered by Diamond Banc

Diamond Banc, a nationally recognized jewelry lender, is known for its secure, trustworthy service, ensuring the safety of your items and providing professional, reliable transactions.

Best Pawn Jewelry Loan in the Nation Commitment

Diamond Banc offers short-term jewelry equity loans, allowing you to use your valuables as collateral for fast financial support through a simple online process.

Testimonials

See What Our Clients Say

โ˜…โ˜…โ˜…โ˜…โ˜…

Great company!!! I sold my Rolex watch, they we’re honest, fast and transparent through the whole process. Payment was quick and simple, the way it should be. I Would highly recommend and I will use again!!!!

– Marcus W.

Rated by 900+ company-wide reviews
Google reviewers


โ˜…โ˜…โ˜…โ˜…โ˜…

“I highly recommend Diamond Banc for anyone looking to sell or leverage their jewelry. The entire process was incredibly easy and trustworthy l. I sent my jewelry off and had the funds in my bank account in less than 24 hours!”

-Cate S.

Rated 4.9/5 stars by 800+ happy
Trustpilot reviewers


Online or In-Person

How it Works

The step by step on getting a loan secured by your jewelry, diamonds, & watches.

Get A Quote

Complete our simple online submission form & tell Diamond Banc about your item. Their team of experts will contact you with an initial quote.

Expert Evaluation

Diamond Banc provides you with a fully insured shipping label to send your items to our headquarters for final evaluation. Or, visit a Diamond Banc office near you to complete your transaction in person.

Get Funded

If you accept Diamond Banc’s offer, they will issue payment immediately via check or wire transfer. Pawnjewelry.com provides the highest loan amounts and the best terms in the nation.

Get Your Item Back

Once your loan has been fully repaid, your item will be securely expedited back to you.

“We’re redefining jewelry pawn loans by making them modern, flexible, & tailored to you.”


Mills Menser

Founder, CEO

From the Founder

Your Guide to Successfully Pawning Jewelry at Diamond Banc

Simple Evaluation Process: For those looking to pawn their jewelry, Diamond Banc provides an exceptionally easy and efficient evaluation process. Customers can start by filling out the straightforward online submission form with details about their item and receive a pawn quote quickly. Within 24 hours, Diamond Bancโ€™s expert team delivers an initial loan offer. That’s rightโ€”securing a pawn jewelry loan offer online takes less than a day, thanks to the convenience and speed of Diamond Banc.

Fully-Insured Overnight Shipping: Once customers are satisfied with the initial offer, Diamond Banc sends a fully-insured shipping label for overnight delivery of their pawn jewelry to the secure headquarters. They can rest assured that their items are in safe hands during transit.

Swift Verification and Final Offer: Upon arrival at Diamond Banc’s headquarters, the jewelry undergoes a professional verification process conducted by the skilled team. Based on the evaluation, a final loan offer is provided.

Convenient Online Documentation and Immediate Funding: After accepting the final offer, Diamond Banc swiftly completes the pawn jewelry loan documentation via email. Funding is issued immediately through wire transfer or check, enabling customers to access their funds right away.

The Complete Process in Less Than 48 Hours: Typically, the entire online pawn jewelry equity loan process can be completed in under 48 hours from the time the online submission form is filled out.

Option for Same-Day Funding: If you’re looking for same-day funding, we encourage you to visit a Diamond Banc location near you. Meet with one of the Diamond Banc jewelry pawn lenders who will evaluate your items right in front of you and issue immediate funding.

Easy Access to Your Item: Once the full amount has been repaid, your pawn jewelry will be returned to you in the same condition it was received. Watch this video to see how fast, simple, and secure redeeming your online loan with Diamond Banc truly is.

Choose Diamond Banc for all your online pawn jewelry needs, and experience the secure, fast, and transparent service that sets us apart.

Diamond Bancโ€™s Equity Loans vs. a Traditional Pawn Jewelry Loan

When pawning jewelry, Diamond Banc’s online services distinguish themselves from traditional pawn shops. Choosing Diamond Banc means more than securing a loan; it means collaborating with industry experts who provide high loan-to-value ratios, ensuring that customers receive the maximum value for their valuable jewelry upfront. In contrast to conventional pawn shops, which often provide conservative loan amounts and rigid terms, Diamond Banc encourages additional principal payments on loans. Their goal is for clients to redeem their collateral, unlike traditional pawn shops that may prefer loans to go unredeemed to expand their inventory. Watch this video and discover why you should avoid the pawn shops.

Diamond Banc also provides an unmatched level of flexibility for its clients. Borrowers can adjust their loan balance up or down and even access their pawned jewelry through collateral exchange during the loan period. In contrast to traditional pawn shops, which often have outdated loan servicing with high interest rates and fees, Diamond Banc guarantees low rates and encourages customizable and automatic repayment terms for pawn jewelry loans.

In summary, for those looking to pawn jewelry, Diamond Banc emerges as the superior choice, offering a borrower-friendly approach with flexible, low-cost options designed to maximize the value of treasured items. Pawnjewelry.com provides the highest loan amounts and the best terms in the nation.

Diamond Banc Equity LoansTraditional Jewelry Pawn Loans
Industry experts offering an ultra-high loan to value ratioConservative loan amounts
Additional loan principal payments encouragedStringent repayment structure, discouraging principal payments
We want our clients to redeem their collateralHope loans are not redeemed and added to inventory
Clients can draw loan balance up and down and can have access to their jewelry via collateral exchange during the loan periodRigid loan structure, benefitting the lender, not the borrower
Customizable and automatic loan repayment terms encouragedAntiquated loan servicing
Low rate guaranteedHigh interest and loan fees

Explore the Perks of Securing a Pawn Jewelry Loan with Diamond Banc

High Loan Amounts: The staff at Diamond Banc are genuine jewelry experts who consider every value-adding factor to provide clients with the maximum pawn jewelry loan amount. Unlike many pawn lenders, who often lack the capital for substantial loans, Diamond Banc routinely offers loans ranging from $20,000 to $250,000 and has the capacity to fund transactions up to $1,000,000.

Diamond Banc Loan & Buy Offers Are The Same: Many pawn shops tend to offer lower loan amounts for items than what they would pay to purchase them, which doesnโ€™t make sense to us. At Diamond Banc, however, jewelry pawn loan offers and purchase offers are nearly always aligned.

Significantly Lower Interest Costs: Diamond Banc typically charges 50% โ€“ 80% less than the standard pawn industry interest rates.

We Want You To Get Your Items Back: At Diamond Banc, we have an extensive inventory of our own jewelry, and we want you to reclaim yours! With most jewelry pawn loans, clients typically have the option to pay either just the interest due or the entire principal plus interest every 30 days. While this payment structure benefits the pawn lender, it can be disadvantageous for the borrower. However, with a pawn jewelry loan from Diamond Banc, as long as your loan charges are current, any additional payments you make will go directly towards reducing the principal balance, ultimately lowering your monthly interest costs moving forward.

Loan Re-Advancements: Suppose you borrowed $10,000 against your Rolex from Diamond Banc and have since reduced your balance to $3,000โ€”something that isn’t typically possible with standard pawn jewelry loans. If you need to access additional funds after paying down your balance, Diamond Banc can re-advance you the $7,000 you repaid, bringing your loan balance back to the original $10,000. You can increase your loan amount as often as needed and maintain your balance for as long as necessary, provided that your interest charges have been paid as agreed and your loan remains in good standing.

Your Items Are Insured: If you examine the fine print of most pawn lenders’ agreements, you’ll find that your item is typically not insured against loss or theft during the duration of your loan. In contrast, Diamond Banc ensures that all loan collateral for pawn jewelry loans is covered for the amount of the loan, and often for even more, throughout the loan period.

Terms of Your Jewelry Pawn Loan 

  • The loan is structured as a 30-day agreement that can be extended for as many 30-day periods as necessary, provided the minimum monthly cost of funds is paid every 30 days.
  • Once the pawn jewelry loan is originated, the first 30-day billing period begins, with the payment due 30 days from the date of origination. The cost of funds accrues in full 30-day increments and is not prorated.
  • Since not every month has exactly 30 days, the due date will advance over time, so it’s advisable to schedule payments ahead of the official due date.
  • The minimum cost of funds does not apply towards the principal balance.
  • To reduce the loan balance, borrowers must make a payment that exceeds the minimum monthly cost of funds. It is the borrowerโ€™s responsibility to contact Diamond Banc to arrange additional principal payments during the loan period. The loan is eligible for principal payments only if it is in good standing and no unpaid cost of funds are outstanding.
  • The length of the loan is determined entirely by the borrower, allowing them to take as much or as little time as needed to repay the principal balance.
  • Clients can secure their minimum monthly cost of funds payment through credit or debit card, which is automatically processed each month to keep the account current and in good standing.

Explaining our Pawn Jewelry Loan Costs

  • Diamond Banc offers an average loan of $5,000, typically repaid over six months, which contrasts with low-rate 30-year mortgages due to the significantly smaller amounts financed and much shorter repayment terms.
  • The collateral used for these loans is not accepted by traditional banks, given the associated risks and the expertise required.
  • Diamond Bancโ€™s cost of capital is higher than market benchmarks due to the specialized nature of its lending practices.
  • These loan products are ideal for individuals seeking to borrow money for a duration of 1 to 6 months, and long-term financing is not recommended.
  • In most cases, Diamond Banc charges 50% to 80% less than the maximum allowed by law for the types of loans they provide.

Say Goodbye to Local Pawn Shops: Trust Diamond Banc for All Your Jewelry Pawn Needs

For those seeking a reliable source to obtain a loan against jewelry without relying on local pawn shops, Diamond Banc is the top choice for jewelry pawn loans. Individuals looking to use diamonds, jewelry, luxury watches, or silver and gold as collateral will find that Diamond Banc is the premier solution for both online and in-person pawn jewelry loan services.

Clients can experience the unique advantage of Diamond Banc online or at a nearby office, where the primary focus is on providing convenience, flexibility, and exceptional jewelry pawn loan options. In addition to steering clear of local pawn shops, Diamond Banc offers a pressure-free environment prioritizing client comfort and ease.

Choosing Diamond Banc over local pawn shops ensures access to a commitment to superior service. The company prides itself on offering the highest pawn jewelry loan values, customizable repayment terms, and unmatched industry expertise. Clients can enjoy the convenience and loan options available at dedicated locations.

Potential borrowers are encouraged to explore their pawn jewelry loan options or visit an office today. Trust Diamond Banc to deliver a seamless pawn jewelry experience as a dedicated jewelry pawn lender.

Flexible, High-Value Loans Tailored to You

Share your current loan terms, and we’ll deliver better options, customized for you. At Diamond Banc, we go beyond standard pawn services by tailoring loans to meet your needs. With flexible, high-value loans, we assess every detail of your valuables to offer maximum loan amounts, whether you’re leveraging diamonds, luxury watches, or gold. Our loan terms are designed for your convenience, with lower interest rates and flexible repayment options, allowing you to pay down principal and reduce costs over time. By choosing Diamond Banc, you access industry-leading expertise and client-focused options that make us a trusted alternative to traditional pawn shops.